Due to urgency of needed big amount of money to settle all my problem, I fall into
Again, if you are in desperate or needed anything in urgency, please bear in mind, anything come to you please think wisely.
This is the first time scammer message me to offer me personal loan which is i am needed very much at the time. But at first i am not into it because I have agency that are helping me to do everything. So first time they still have not success to tackle me because i am having another solution.
Few days later, my agency are calling that saying my scoring is failed and i am not able to get loan. Yes, from now on i am having the urgency to get money, so I am contacted back this MR TAY.
I have check online to see if this person is valid or not, yes, it appeared valid because in LINKEDIN this person is exist. Yes, scammer know the things and making sure they are using the legit profile. even how you find the information, they still have way to let you believe.
Then he started to creating the opportunity to start saying maybe they can do my case by asking his Manager. And everything i ask they say its possible. Due to urgency, yes, I started falling into this and sending all my document for them to checking.
He is very professional to ask what is purpose to get this loan and will check my case.
The next day he is contacted me using voice message so i am unable to do screenshot. The voice message is telling me that my case is able to do and needed to do document adjustment. The criteria will be
Why i fall into this? Because the fees they asking above is cheaper compare to services I use before. Yes, they know the market very well.
After few days, the person contacted me and said my document is done and I need to pay MYR 2500.00 to continue proceed for next step. Yes, I paid them easily because again, my urgency to have the money.
After they give me the account, I already did not think too much because i am rushing to have the money. I just hoping this 2500.00 is worth it. But ya, if you are reading this you will think I am stupid. But what can I say, when you fall into it, you will never think twice.
After the payment, the MR TAY are telling me his boss is already submitting my application and need to wait for 3 days. So I am hoping this will be worth the wait.
I have keep follow up with them about the result and they know I am i urgent and delayed for few days. I have asked them for tracking number but they say they cannot disclose because they are doing Undertable Loan, so they are will not disclose it to prevent the system alarming for the undertabe loan. And yes, I choose to believe and ask them to fast
You can see how happy I am when he said my loan is approved. Yes, I repeat it again, I need this money very much. So they know I am in rush, then he drag me one day to get my agreement.
The next day he is sending me the agreement. I can surely tell you, if you are normal person like me, you will amaze with the agreement, it is same as real one and yes, I already fall into the trap since day 1.
After i sign back the document, they are telling me to open new current account so that bank will not query why have big amount transfer to my account. So they are scam me for 2nd time which is MYR 1000.00. And yes, I fall into it very easily and havent wake up from the dream.
You guess it right, I transferred another MYR 1,000.00
After this he is telling me that his manager will contact me and will reimburse my fund soonest. That time it s Friday, So I am expecting I can get the money on monday.
If you saw the voice message, he is telling me that my funds is on hold and need to check with bank manager that what is the problem. Yes, he creating another urgency.
Few hours later, he contacted me again by voice message so i dont have the screenshot. The voice message are telling me that my funds are on hold due to our federal bank are worry the money if already disburse and customer will not pay back the repayment and he keep giving me insight that many banker already got this issue and they are having big problem in their position. But he have one solution for me.
He is giving me solution in very good and convince way, he telling me that I need to pay 3 months installment for safety of both side to get the full amount. I dont know how they know i have money in my bank account and creating very urgent storyline and asking me to pay. Yes, I already loss my thinking and thought this person is good because he offering me to help to pay the balance as i tell him my balance is not enough for 3 months and only able to pay 2 months.
So i asking the bank account and he let me waiting another one day to let me feel that i am in urgent.
Just that simple, they got my money. At this time i havent feel the scam. For real, I thought I already have hope to get the money. The whole day after they got the money, he dragging me that said Federal bank havent release my money and drag me till the next day still have not settle.
Then this person is off from radar, another person is coming in to get more money from me
Another person coming in by calling me to tell he is finance and how he offer me? He said will refund everything including my 2500+1000+11000 and my 400k loan. He said will call me back to settle for my loan.
Then second call he is telling me since this is undertable loan, they need another MYR 5,000.00 to settle the finance manager to sign the agreement of release. But now I already feel fishy and started to suspect everything, Yes it is too late, but luckiky at that time no one able to borrow me the money, if not i think I already fall into it again.
After that I am calling helpline to verify all the staff name and yes, they know i will do this step. So all the information is valid and all the staff really working in RHB BANK.
The next day, he creating another urgency to ask me pay the money faster and said he dont want to drag to long as worry it will let the undertable loan having problem
He even telling me that he also hate scammer and cause they to have problem customer not believe them.
He started to threatened me that why i do verification and should know i cannot do this because it is undertable. But this time i already realised everything.
I started to call to scam response centre and bank and also police report to hope that the money can be revert back. But yes i know it is kinda impossible. Its only a hope.
If you are reading this, and if you thinking you able to help and assist, you may help me as below and i am very appreciate for your help/
