I have tried a bunch of those freelance sites like Upwork and Fiverr, and finding work is one thing, but figuring out how to actually get paid without losing a chunk to fees is another nightmare. A friend sent me a freelancer payment guide that explained the whole mess with Wise, Payoneer, PayPal, and even local options like GCash. It broke down which method works best for international clients and how to transfer money to a local bank account without getting killed on exchange rates. Also covered invoices and BIR stuff. Made things way clearer for me. If you are a freelancer in the Philippines and struggling with payments, that guide is worth a read.