I know I am not looking forward to the winter months. We heat with oil and electricity and they are both pretty expensive. With the on going health issues, surviving is going to be tough and I know there will be no savings to speak of. It has almost been totally eaten up by doctors and hospitals.

I am glad for the insurance I do have, but it does not cover everything.People often wonder about how valuable they are, if I were to look back at all the medical bills then the medical profession would value me at well north of 500,000 dollars. I wish I could have that money to invest, but I did pay for it through all the years I paid into the insurance industry.