I am one of those that have been trying to build my HBD savings. I was converting some of my Hive to HBD during Nov. and Dec. and managed to get to 100 HBD in savings by mid Dec. or real close.

Four days ago I got my first interest payment. I know it will be a slow build for the next 100, but I will get there while still trying to power up 1 Hive a day. I am hoping with rewards and my one a day Hive to stay close to the 100 Hive increase a month.

Trying to balance Hive and HBD growth out is not an easy thing to do, but with increased posting I can get a few more HBD's and use some to convert to Hive for my daily Hive growth, and like a few days ago add 5 HBD to my savings every now and then.