One of the things about the housing market crash, was that it was artificial. If people held then they lost nothing, but trying to use their homes as investment vehicles did not help many. So the banks who already held the bank note on their house became the real holders of the homes value when they foreclosed. Once again the Holders won out. I sold and bought homes during the so-called crisis,

The crypto winter if it does show up, the holders are the ones that will survive, and those that are able to see the opportunities and take the risk, knowing that things may not work out. I do not know enough about the finances of crypto to make any call other than to hold and continue to build.

I did know something about the housing market in my area when selling, and I studied the housing market in the area I was moving to for about 8 months, things worked, but it was a risk.