I hope to use Hive to supplement my retirement income, in a couple of years I might, or might not and end up having to find a job and un-retire, (which I really do not want to do). Even if Hive does not help much or any, We know what is coming, and we will adjust to lowering incomes.

A harsh reality of retirement, but reality none the less, prices go up, very rarely do they go down, that is why I feel it is important for home ownership, Fixed price except for taxes and insurance going up, but less than what rental prices would/will rise.

Most often a home comes with a little bit of land that in very hard times can provide some limited food.