There are still risk as we age, but most of the will I survive risk are pretty much out at least for me. But being retired it is a risk to up and move, then 3 years later decide that was not right and you want/need to move again. I have been lucky on house buy/sell.

Before going into retirement I thought things would be more settled, the covid years are so far the only real stable years, but also the most risky years, as in get the shot or not get the shot. For myself I have decided no shot, a risk, but then again so is getting the shot a risk.