I am still new to trying to track stuff, never really used a ledger in my younger years, so really not sure on what to track what not to track, and more importantly how to track the financial type crap. I never really even kept up with my check book ledger when I was younger, I saw no need, I knew how much I spent, and did not care where it went. Things change, mind grows old and is not as easy to keep track of stuff in the head.