But, it accepts dollars, or local currency, which can be obtained by selling Hive coins on Binance or another exchange. It only takes me a few minutes and I don't see it as a problem. I believe that I pay with exactly the coin that I earn, and its further form does not bother me. When my wife asks to buy something, I just tell her that, now, I will transfer the Hive to the card). I do not separate HBD and Hive, one is currently a derivative of the other, I change HBD to Hive and there are no problems).