Platio: Smart banking ecosystem

What is Platio?

Platio is the all-in-one smart banking platform for crypto, fiat, and stock assets. Supported by EOS blockchain technology, this platform will offer users a safe and convenient way to manage transactions between traditional and digital finance. Users can make payments in crypto via SEPA / SWIFT and debit cards.

Smart banking plans plan to build trust with unique 'Asset Guard' and 'Smart Escrow' products . Both use smart contracts to protect Platio users from the main challenges of the crypto world.

The vision :

Platio Smart Banking Ecosystem is placed to create a crypto trustworthy, common way of repayment.
Platio technologies enables customers in order to effortlessly as well as without effort change in between crypto as well as fiat monetary techniques.
Platio’s built-in shields, such as Resource Safeguard as well as Smart Escrow, increases self-confidence within crypto being an resource as well as generate it's
worldwide ownership.

Products and features

Platio's application will be available on iOS and Android, as well as a web-based application. Platio's smart banking ecosystem will consist of a variety of products and features that work together to provide users with a seamless transactional process. Platio will tailor its products to the needs of both individuals and businesses, ensuring that both enjoy improved access to electronic money transactions.

Exchange & Brokerage will be an essential part of the Platio Smart Banking Ecosystem.

For Platio this product will not only be the instrument for users to exchange and trade fiat, crypto and stocks, but also the underlying technology enabling Platio's other products, such as Platio payment cards, the Merchant processing API, Payments and Asset guard.

With the help of Platio now you can:

Make deals in crypto and fiat currencies and the escrow feature will increase the trust between parties and it will eliminate the conflicts.
Protect your crypto and fiat from sudden volatility.
Trade and exchange your crypto and fiat using a single platform.
Receive crypto and fiat for the businesses and individuals.
Store both fiat and crypto in one place.
Spend both fiat and crypto using plastic or virtual card offered by Platio as you wish.
Make payments in crypto and fiat using SWIFT/ SEPA/ OCT
Transfer your crypto or fiat within Platio ecosystem for free

Products:

Exchange & Brokerage
Asset Guard
Platio Payment Cards
Internal transfers
Payments & Remittances: SWIFT/SEPA/Ripple/OCT
Invoicing and Processing
Smart Escrow

Problem:

Traditional banks are very selective in the services they provide to cryptographic users in their current banking system. They have not accepted the digital age of coins, or how electronic money has grown. Platio solves this problem with easy access to Platio ecosystems, uses asset tokenization based on EOS technology, and supports three types of assets. Offer: crypto, fiat and stock.
If you are a crypto user, you must have faced this challenge - at least once:

Must enter many services to be disbursed: exchanges, online converters, electronic payment services. Platio carries the wallet of a single user and finally provides a way to run multiple operations with funds all in one place with three types of assets.
It's no secret that holding Crypto exposes you to several risks : sudden fluctuations in crypto values

and the risk of losing a private key. The Asset Guard feature of Platio protects crypto, fiat, and your shares, all stored in an ecosystem safe against possible risks caused by high market volatility or loss of access. In addition, with the Platio you can determine the conditions of exchange and smart contracts will exchange crypto or your shares for fiat and return You can specify the length of inactivity of the outside account that the smart contract will transfer ownership from your crypto account to another crypto or fiat account
Crypto payments cannot be changed.

Solution:

However, Platio has a solution: the Smart Escrow will only release your crypto after you receive what you are paying for. The smart contract sends crypto, fiat or stocks to the seller of a product or service only after parameters of the deal are met and the buyer actually receives the promised product or service.

“Platio aims to take the best features from both crypto and fiat financial systems”, explains Dima Okhrimchuk, Platio’s CEO. “Our Smart Banking Ecosystem is set to increase confidence in crypto as an asset and drive its global adoption”.

Token:

The actual PGAS ERC20 utility token is going to be employed for dealings inside the Platio Environment. Income is actually produced with regard to Platio because each and every deal may produce possibly deal income or even membership income.

It's anticipated how the PGAS worth development can happen because of 2 major causes:

Elevated need for that Token because the amount of customers from the Platio Environment develops, much more monthly subscriptions are ordered and much more dealings tend to be performed.
Burning up associated with 50% associated with Platio inner profits till around 10% associated with PGAS tokens tend to be remaining within blood circulation inside the Platio Environment.

Platio Company Illustrates

Platio’s preliminary marketplace consists of the actual European Union, exactly where Platio has got the needed permit with regard to working. Following a European market, Platio programs in order to increase the actual Platio Environment in order to Asian countries, the place where a group associated with lawful as well as company companions has been setup.

Income channels

At first, Platio may have 2 income channels: deal income as well as membership income.

Deal Income may contain the next:

Trade income -- costs billed with regard to trade dealings. These types of costs tend to be billed like a portion from the deal worth.
Obligations income -- costs billed with regard to repayment dealings. These types of obligations might be carried out through repayment credit cards, SWIFT/SEPA/Ripple/OCT or even because caused by making use of the Asset Guard item. These types of costs can be a portion from the deal worth or perhaps a toned charge, with respect to the customer’s utilization of the actual Platio Environment and also the particular item accustomed to carry out the actual repayment.
Escrow revenues -- costs billed towards the Wise Escrow deal initiator. These types of costs tend to be billed like a % from the deal worth.
Digesting revenue- costs like a % associated with deal worth billed within the Platio Vendor Digesting API.

Token Detail:

Token: PGAS
Type: ERC20
Platform: EOS
Token Value: 0.20 EUR
Soft cap: 5,000,000 EUR
Hard cap: 34,500,000 EUR
Accepting payment methods: BTC, BCH, ETH

Token Distruction:

RoadMap:

Team:

Conclusion:

The team at Platio believes that in order to see a mass adoption to the crypto world a system that provides both traditional banking services and digital assets services is needed. The Platio ecosystem provides you services with lots of innovative solutions. Web interface and the mobile application of the Platio will provide a seamless operation to the crypto users. The two unique features of the Platio system, Assets Guard and Escrow will enhance the utility of crypto.