Yes, we are in agreement, sometimes accumulate, sometimes effect. Especially since, when money is made most important in a system, it might be the only way to make a change to the system, such as making it less important. The tricky thing is knowing when to do either, and whether it'll be possible to switch between the two, seeing, as again, power corrupts etc. You may think, finally, I have enough for myself to be comfortable, but what about your immediate family, what about providing for decendents... Is it simply power corrupt or is it more that people who seek it are ambitious types who would continually be ambitious. Would it occur to those who wanted wealth to then change the system from being controlled by wealth. I have none of these answers.