One day I met a group of men I know very well having a noisy conversation, it looked as if they were quarreling.

The loudest of them was bragging about the number of clothes he owns. Adding that he has more clothes than all of them combined as if the number of clothes equals the amount of money in his account.

Let me tell from what I've seen, this man always grabs any opportunity to take debt. He buys all his clothes on credit.

Every end of the month, people come to his house and workplace looking for him to come and pay his debt.

That's the price of bad financial decisions.

This man is one of my uncles.

I have a special name for him on my phone, and that name is, Uncle Prob. My reason for giving him this name is too long for this reply, but i believe the tells a lot of story.

Thank you.