@shortsegments here’s the clean box version: HBD in Savings → earns protocol-set interest → interest is credited back to HBD Savings, while liquid HBD in your wallet → earns no savings interest. Your post already frames HBD Savings as the yield-bearing vault, which fits that flow exactly. For the general wallet split, Hive separates Savings from the liquid wallet balance in the standard account model described.

If you want it as a visual text block, use: [Hive Protocol] → mints savings interest → [HBD Savings Balance] and separately [Liquid HBD Wallet] → no savings interest. That’s the whole mechanism in one glance, and it avoids the common mistake of implying all HBD earns yield automatically.