6/7 🧵
Borrower disclosures: every borrower should sign/accept a plain-English risk sheet.

It should say:

• HIVE price can fall sharply.
• collateral can be locked, powered down, or liquidated.
• margin calls may happen quickly.
• HBD loan obligations remain even if HIVE drops.
• “Borrowing may avoid selling” is not tax advice.
• governance/multisig can act in emergencies.
• oracle errors and blockchain delays are real risks.

That last one matters because your own thread frames the DHF/HBD pool as a serious treasury facility, not casual lending: HCB treasury framing.