Hi, I am Arveno from Surabaya city. In this content i want to tell about my happiness and yet anxiety moment for today. And this event is like my change phase. This is the first time i having Debt that much and dare to buying liabilities on my life. But, I already thought about it for so long. And this decision I made is for my son future not mine anymore. Maybe for half of my life i just helping my son cleaned it and teach him how to maintain since this is for his in the future.
So, yeahh i am talking about House. Today is contract schedule in bank so my payment status and my house legal status has made. And it need to put on bank since i am borrowing money from bank and make instalment to bank. Thats why all my and my wife work is pending just for this event.
So, after we are put my son in school, we are going to the bank. Even though we are 1 hour earlier we still doing that since we are really nervous about this especially my wife that using her name for this house. We are afraid since we are not know what happened in the future and also we are afraid we cannot paid it. Right now or at least my prediction until 3 years we still can afford it. But yeah back again we dont know what will happened in the future. Thats makes us really nervous and yet we still need to do it since we are already decided it.
Basically what we are doing in bank right now is just listening, read all the clausal and read all the agreement and asking what we need to know and ensure what will happened about something. And the important ones is to make sure that they are obey our agreement that is we need time around a week after new month to prepare the money to paid. And the good news is the bank is kinda flexible and agree with this time. And seriously many things about this house payment and term about buying house that i really dont understand at all. What i know is just how much i need pay, when i need to pay, calculating in my head if i cannot afford it i just complain and adjusting and if I can afford it i just nodding.
In this moment we are looks like celebrity, especially my wife. She need to sign a lot of paper today.
In this photo we are gathered by bank to meet up with Notary Public to legalize some of document and meet up too with developer to make some arrangement about the subsidy and discount. And also the marketing to bridge between bank,notary,and developer.
So, what do we feel right now is complicated. From my POV, I feel that i am afraid for the future if i cannot paid the instalment due sick or something bad happened. But, i am relieved finally i can buy a house. All thanks to Hive and 
And from my wife POV is she afraid that her stamina wont enough to still working as teacher. Even though we are already made this conversation almost everyday and we are already know what the plan. But, still we are human being that having afraid in our heart. Hopefully all plan goes so well and we are kept away from trials. Once again. I can said that Finally I can have my own house. I am really thank you for this community.
