Getting my First Credit Card was quite a hassle for me as I didn't have a job and even though my account had decent Cash and Cash Transactions almost no Bank was willing to give me a Credit Card. They were asking for a Credit History which I cant show cause I don't have a Credit Card or a Tax Return for 3 years which I can't show either as I didn't have a job yet. So it seemed that there was no way for a 23-year-old guy with no Job History to get a Credit Card in India but thankfully someone in my relatives was a tad bit Financially Savvy and knew something that the Banks never told me so let me tell you how you can get a Credit Card even though you do not qualify according to the Bank Rules.
Make a Fixed Deposit
You need to make a Fixed deposit of a certain amount of money preferably 120 percent of whatever amount you want as your Credit Limit. In my case, I made an FD for 100000 INR for one year and asked the bank to give me a credit card against my Fixed Deposit and I got my Credit Card within the day with an 80000 INR Credit limit. You need to pay attention to the fact that your Credit Card gets linked to your FD and in order to break your FD, you will need to surrender that Credit Card first as the FD acts as Collateral for your Credit Card.
This was something I did which even though worked out well for me I have one extra step that you guys can take to better this deal. Instead of making an FD for 1 year take it for 6 months and just before your 6 months are coming to an end ask the bank for a new Credit Card. Now you should have a Credit History of 6 months thanks to the Credit Card you got in Collateral to your FD so if your Bank is good enough they will give you a New Credit Card. So after the 6 month time is over you can surrender your old credit card and get your money out of the FD.