You are wrong! My posts are set to rewards being sent to a beneficiary, here is an image of what I do:

Do you still think I am wrong - if so, please explain how I should do it?

As far as I am concerened, only my comments are set to Decline Payout.

Re Witness proxy...nothing set, not even a witness, as I do not like any of them - they all support rewarding vigilantes who never post, so that they do not have to bother flagging us themselves.