Thanks!

and yes, I'm on board with everything you said, and how you said it. I think people say "How can you put money over lives?!!!" neglect to realize that "money" is an abstract concept and what we are talking about IS "lives" as is "life" as in living it as best and safely as possible within reason. Mother nature is not going to stop trying to kill us...until it inevitably wins. So, as you point out, there comes a point at which we've eliminated as much risk as we reasonably can and life has to go on.
For me that point was several months ago, but I am less cautious than some...and have a keen awareness that every day that peals off the calendar is a day that you NEVER get back, it is just gone...forever.