My mom was an lpn, and she always told me, 'You can't cure the common cold.'
So, I figured she knew what she was talking about and have avoided doctors entirely.
The last one I went to was for an outpatient snippity snip.
310usd he charged me.
Insurance covered 80% of the 10usd and sent me a check for 8usd.
The only time I ever used health insurance.