First, what is white paper? White paper is the same thing as any pass phrase. It’s a word combination (often 12-15 words) which you can put down on paper and use a recovery code in case you lost your mobile phone.
LITECOIN (LoafWallet) - smartly done and convenient app where you can even see a definition and functions of white papers.
WAVES has an amazing app where you can buy not only WAVES but these assets also (photo pic). White paper is included.QTUM is a first in the world smart-contracted mobile app. White paper is included.
BITSHARES being out of Bittrex didn’t break apart and ready with new announcements and projects. This decentralized exchange can serve as a wallet and I consider is as such due to the main and only reason. It’s a decentralized exchange. With some possible government restrictions it will not be a prob to use a “crypto-exchange” and find ways to withdraw to fiat. All you need is to backup your passphrase (you can put down copy on a paper as well).
NEO allows you to accumulate GAS ($20). I counted 1.6% monthly from what you have on your balance. It's close to 20% in a year in crypto. Better than any bank.
There are my 3 basic investments. In my country (Russia) cryptocurrencies can be regulated or prohibited so I put my money in decentralized wallets and exchange (BitShares) so I can exchange my money in any other country not violating the law. I hope cryptocurrencies will be legal assets here but thing can run differently.
Thank you for your comments and upvotes!