Bravo, a very thoughtful analysis (I will swollow the click bate, no porn for me ;) )
I think we as crypto breathers should be carefull of wishfull thinking.
Not just the "way outers" and "smart investors" are coming in but all the spectrom is moving into the crypto as a superior technology. So we all know all too well the "scammers", "quick money dreamers" and the "FOMOers", they are here and will keep coming.
But I do agree that the crypto and even more so, the Hive state of mind, can free people from thus Debt culture that is (As you brilliantly noted) encouraged by success and poorness porn.
The state of mind should be - life is not a zero game, its a synergy. Hive is an example for eco system with no builtin debt, its an ecosystem of growth and creation.

Thank you for the post. I love reading you.