I think it has some ways to go but I definitely think It's got a good shot :)

Yes! I was wondering the same thing! That's the main detail we need. It can't possibly last forever so we need to know how much the promotions will cost over time.

Did you put the memo address in the tag field and the address as your account name?

Yeah, I did some in-depth research on Ripple and I found they're basically a centralized database attaching XRP to their roster for publicity. In fact, Ripple distributes 1 billion XRP to themselves monthly.

Sometimes I do give my personal opinion on the future but I make it a point to say it's only my opinion and not financial advice. Personally, I think the price will plummet once one of the industry leaders

Yes, but so do other cryptos. The throughput settle time is accomplished basically through a centralized version of their databases. In my opinion it's like replacing one bank with another.

Yeah, I think it may do well too. However, from an ethical standpoint I won't be one of the ones supporting them. The developers are obviously intelligent but I believe they're overlooking the issues of