You're right - I'm UK based 😀 VAT at 20% on silver but not gold is a dead giveaway.....

Sadly, I'm probably old enough that time isn't something I have lots of. While I'm not totally decrepit or anything, anything that takes more than 10-15 years to recover it's cost just means that some descendants will likely benefit, not me !

It sounds like I'm better off saving up for a bit and periodically buying gold, at least that way any increase in price is an immediate gain. Plus, it's very pretty to look at 😁