Lightning really centralizes things and will most likely relies on custodians to pull the bulk of the weight. I am happy there is a THORChain and other options for (LTC, BCH)... and XMR once SeraiDex opens up. The jury is out on how this all shakes out... I don't see LN really working for people that want decentralized transactions. My bet is on XMR... the other two I mentioned also potentially gaining market share.