Ya, you can definitely say I told you so to a lot of people. "Remember when BTC was $3800 and I told you to buy it???"

CUB is cool. You still do risk something by pooling. Dens are pretty safe. I wrote an article about impermanent loss that goes through most of that. It would only be a few weeks back and might help you wrap your head around it. As it stands, I have likely made $2K being on CUB since its inception. That is crazy.