Amazing move!
Congratulations and thank you for sharing!

Your decision to rotate from HBD to HIVE makes a lot of sense right now. While the 10% APR on HBD Savings provides stability, it ultimately caps your upside and leaves you exposed to inflation without real ecosystem growth. By contrast, accumulating HIVE at under $0.05 offers an incredible risk-to-reward asymmetry. Powering up not only gives you a stronger voice in governance and better curation rewards, but it also aligns your incentives with the long-term health of the blockchain.

You also hit the nail on the head regarding the risks: the lower valuation is a double-edged sword, and there is a very real concern about a potential slowdown or stop in Hive-user activity. If on-chain activity dries up, even the cheapest assets can struggle. However, history shows that the best positions are built exactly when optimism is low and the crowd is stepping away. The fact that you acknowledge this risk, yet still see resilient signs of development (like AI integration and continuous dApp improvements on PeakD), proves this is a calculated move, not just blind hope.

If user activity does dip, your strategy of focusing on curation and content creation is the perfect hedge. You continue to extract value and support the ecosystem while your powered-up stake quietly compounds.

Thank you again for sharing this transparent and thoughtful journey.
Consistency, patience, and believers like you who are willing to build and curate through the crypto-winter are exactly what will keep the Hive ecosystem alive and ready to soar when the next cycle arrives. Wishing you the best with this accumulation phase! 🚀💪