Your title says it all: 'The Monetary System Has Overdosed and the Junkies are Warning Us.'

Yes, I read Ray Dalio's analysis of the current finical system, which broke down into four main points:

a) Money if is free for those credit worthy and at the top.
b) Government debt. We see the UK parties are promising hundreds of billion of pounds in the current general election campaign.
c) Pension liabilities.
d) Cantillion effect.

Having benefited greatly the system so far, they are now being affected and are complaining. THEY DIDN'T COMPLAIN PREVIOUSLY.

THIS CANNOT END WELL.

As you said, keep and invest your money outside the central banking system where it cannot be debased.