I guess you can mess up in the fiat world too. Give your information to the wrong person and they drain your account, for example.

Regulation...If the government starts poking around, then it starts restricting and tracking. @jaki01 writes about how Germany has guardrails, so much so that they are in everyone's business all the time. It's had to transfer money or do transaction without the government controlling it. There is no financial freedom anymore. You have to prove provenance for anything you buy or sell, etc.

I like to think we could have a place--crypto--that's a little like the wild wild west, someplace where transactions can occur between people without the government sticking its nose in. The more regulation, the less freedom.

Maybe it's a case of buyer beware. We all have to be responsible for our actions. The more responsibility we give to the government, the less freedom we have.

There it is... my polemic :))