Just about every year my husband and I would go to Las Vegas (we married there, so it was kind of a ritual). He would play poker and I would play the slots. At the beginning of the trip I'd have a budget...literally, money I could lose without wincing. That's how I approach investing, in anything. (I don't consider my house an investment. It's my home.) Since I don't understand the markets, to me it's always a gamble and I never gamble with money unless I can afford to lose it.

I've had a few unpleasant experiences with 'the market', so these days investing for me amounts to not spending. We are long past our earning years.

I've never had a bad experience with Hive because I don't expect anything from it. I enjoy being here, and have the vague hope that someday, if I'm steadfast, I'll be able to leave it to my children. I do hope it accrues in value for when that day comes.