I find your write up very interesting. What would a rich man who has reach his bench mark be doing? As he stops earning but bills keep coming, is the wealth not going to finish one day? Just like you said, why innovate when you are capped and not allowed to make more? Some think the idea is that the rich will be getting richer while the poor remain poorer. But if the poor are already helped to attain to riches too or at least lifted above their level ground, it would be wrong to cap riches. Even the poor who are the beneficiaries won't accept. Hahahaha. Well done.