It's not a question of whether they can make it without the subsidy, it's more along the lines of giving the idea that funds are going to be enough to cover the liabilities. PhilHealth already has backlogs from paying private hospitals yet boast about having enough funds to cover it in reserve. It also recently increased the member contributions yearly while increasing their point of care entries for new members that may or may not be able to pay.

I pay for my Philhealth because it's automatically deducted from my salary but I'm not looking forward to using it because I don't want to get sick. Meanwhile, for people that aren't able to work for their shares get to use the benefits, fine, for humanitarian reasons and whatever, just hope they don't spin a narrative to increase the contributions again because they advertised more benefits while the same working class foots the bill.