The borrower will take loan in liquid hive from lender at a rate of 5-20% . The maxed loan amount can be 50% of the staked HP in the borrowers account.

Now u start power down on the account. Then as soon as lender gets back his loaned Hive + all interest till that date - do u return the private keys of the account back to the borrower or what?

Is this all irrespective to change in hive prices or there is link to hive prices somewhere?