Maybe something to target when you retire? Travelling is amazing. I did a lot of of it in my 20s... USA for 2 summers, Australia for a year, 6 months travelling around Thailand, Cambodia, Vietnam, Laos, Malaysia with a backpack and zero worries. In Europe I've been to at least half of the countries at this stage and all the well known ones. I hope to get back into the Travelling buzz again when the kids are older and can be left home alone for a weekend and then more Travelling again when we retire. It's a great way to grow and appreciate the world and people of all walks of life.