You've got to call it as you see it and I can't disagree with most of your logic. I strongly agree that Meme coins and 99% of other coins are just pure speculation and will be a guaranteed way for certain last Bag holders to lose a fortune.

I have already taken out some gains for real life things, but I have plenty left and majority has been exchanged into Bitcoin. I'll ride some waves for most of 2025 and will start planning an exit strategy then. I'll use some for house renovations and invest in stocks like IBM that pay a dividend as well as having a good future price prospects