Very interesting post, and I have not taken a single cent out of Hive since I joined and everything has been re-invested, however, I am still fairly small fry with around 4,200 Hive Power. So, I will continue to reinvest everything and if I can afford it at some stage hopefully bolster it with some Fiat currency, I like the idea of buying a large holding of HBD and leaving it for a few years garnering the 12% APR, with low risk (well low for Crypto)

However, when my account (hopefully) gets to 10X and I have 42,000, my outlook might change a little bit and I might look to draw a living wage monthly, just something small. Who knows though, my instinct to HODL and accumulate may not allow that to actually happen, I'll just have to wait and see.