Ever since the witnesses made the adjustment of the % APR on HBD to 20%, I've been wondering and asking some critical questions concerning the future of HBD. A lot of people might not be seeing the possibilities and potentials in #HIVE and #HBD. However, the facts in the charts are screaming massive gains/pumps coming in in almost all Crypto( Bitcoin leading the park). In this post, I'm just gonna say a little bit of my plans for HBD and why I think it's one of the best Stable coin out there- definitely a diamond mine still hidden from the rest of the crypto world🙂.
Firstly, we must talk about the potential of the next bull market. The big question ringing in the minds of many crypto enthusiast is "How many x will #BTC or #ETH or #Hive etc do in this cycle? x10? Or x20?🤔". To be honest, looking at the charts, it seems this bear market is the carbon copy of the 2015 bear market. You can easily compare and pinpoint the fractal patterns in the charts🙂. We mightn't see a "Covid crash" like we did. A lot of people say that crash caused the formation of a double top in the last bull run, technically reducing the juice of the pump- >$100k was the projected top to many analyst as at 2019 but the Covid crash ruined it. With 2015 pattern in mind, the next bull run might see #BTC at >$125k and the total market cap at around $6-8Trillion. What to do after you get out of your positions?
Why HBD should be your safe haven in the next crypto winter ☃
A lot of people have their plans. If after executing your "Sell" plan(which is the hardest thing to do😆), you got that dream house etc. It's logical to save some money. I believe #HBD savings is the best place to keep your money. Going through my twitter feed few days ago, I saw an intriguing question from 
Having a 20% APR from a good capital could be life changing for a lot of people. You might even retire immediately 😆.
How sustainable is the 20% APR?
There are many stable coins that give good % APR yields out there, but none comes close to #HBD- both % APR and structure. Everyone saw what happened to UST with their 15% apr 😣 and I know nobody wanna get burnt twice, I was lucky I got out just in time( read about it here) . However, UST is not a web 3 stable coin. I even spoke about this with one of the top 20 witnesses 
There's always room for adjustments and there are active witnesses on the Blockchain who are available and approachable.
The idea is to keep getting paid even when the market bleeds.
Note: This is not a financial advice. All what I post here are for educational purposes and for fun. I can only control my own money, I've done my own research, please do yours before you yolo your cash😇. Thank you. If you have any question, feel free to ask in the comment section 😊
Do have a terrific day ahead. I'll catch you on the next one.