Nothing is given for free, that is one lesson that nearly every adult learns early. This is especially true when it comes to money or other items of value. We are made to work hard for every penny, and sometimes overwork ourselves.
For the most parts the people who work this hard are those either working for someone else, or working hard to fulfill their personal aspirations. It isn't a bad thing to put in the work, but there comes a tipping point when the body and mind starts to depreciate if we keep working so hard just to either make ends meet or fulfill our personal desires.
From a personal perspective, we as humans are built for growth. Perhaps if there was a way to keep growing indefinitely that may justify so much effort, but even then the consequences on our bodies are quite significant. The concept of retirement isn't just to get us out of the system and have younger people come in, but to ensure that we get some well deserved rest after a period of hard work.
We should all start planning towards a period where our money begins to work for us, irrespective of whether we are employers or employees. The earlier the better in my opinion, as it is one of the proven ways of genuinely creating wealth. Business people do this by building sustainable businesses that can function without their efforts, while everyone else has the opportunity to build passive income streams that create wealth with little or no effort.
It is worth noting that building passive income requires work though, and this should not be discounted or overlooked. There is a certain amount of considerable effort and time we need to put in before we can talk about the benefits, or have things working for us automatically. When it does click though, these income streams can quickly pile up and either rival or even surpass our primary source of income.
Hive has a few passive income opportunities that every active Government should be aware of. The most prominent are those from staking Hive, HBD or investing in leofinance. HBD probably has the most prominence as of now, but that could quickly change. Investing in Leofinance and its pools probably is the most promising, but comes with slightly greater risk. Nothing however can be done without building significant stake, holding and taking some amount of risk.
If you need a reason to build another stream of income as an employee, it is so you can at least have something to fall back on after putting in so much effort. The stock market used to be the go to option back in the day, but these days there are several options with varying degrees of risk and effort that could potentially generate significant passive streams. Crypto is one of the forerunners in this regard.
Conclusion
We should all be building at this point. If the goal is passive income then we are definitely on track. The important thing is to be consistent in whatever we choose to build. It will take time, but am betting it'll be worth it.