Money always seems to be one of the biggest problems in everyone's life. It doesn't matter who you are or what you do we all do need money not even at some point you do need money for our daily needs and almost everything that you can imagine. Without money, life seems to be so difficult to survive. Now we do see everyone is crazy about money and the thing is there are thousands of new opportunities seen all over the world by which you can on a good amount of money. I am not saying that without money life is nothing but at some point, we all do need money if you do where you do have all the fresh vegetables and other things for your daily use but you do need the nearest market at your place to buy something maybe once in a while. If you don't buy anything from the market for your daily use I salute you because it is really hard to find this kind of people these days. I still remember when I was a kid then we use to grow vegetables and other crops to be used to sell them or you can set trade the vegetables and grains for other kinds of stuff that the shopkeeper gave us in exchange for that. Time has changed a lot because everyone and you can't trade everywhere right? That's why money was born in the first place.

![money problem.jpg](https://files.peakd.com/file/peakd-hive/bhattg/23wBfvYEKLRM87TkUMvQxPntRinfHZ11kJPD4hjmvhTvSMT6t3i8cvRHrFH4GDCh9hHBv.jpg)

https://images.ecency.com/p/k75bsZMwYNu2L3iBMXq5y7xeiy1isFJsZxnMZSXuXEsxe4ee1cUkGyPMyvsFEjsqMeLfvBgrx8poyPBrp2D9hNQVyYArGWwLWX6ELBf5xdLNfQCLBhFbq5YGT9FWi3w4ZE8hGxJwvg3SzZpAh16EugaQxukhEToZG.webp?format=webp&mode=fit > Made Via Canva Doesn't matter how much you earn at 1 point you do realize that it's not enough. The thing is simple if you start turning more start expanding your money more. Morbi on the more things we do get in our lifestyle. Slowly we did get used to adding we don't know if we need that particular thing badly. I have seen so many peoples who do phones in MI then they start a job and from the day when they are in the trap of this kind of thing and slowly they did get used to this kind of thing. And in my opinion, the EMI thing is one of the biggest traps, people did cat trapped in this kind of thing if you are paying your installments on time then it is okay if unfortunately, you did miss one investment then they do charge a decent amount of money from you for that. This is not to inform you because I am sure you have seen so many credit card offers with 0% EMI. But this is 0% but they do charge some kind of charges which are included in the bill monthly. If you will in your CIBIL score then they will you loans and other credit card banks will also call you for their credit cards. At the start we do feel that this is amazing we will have credit cards from every bank but soon we realize that holding cards from all the banks is not gonna benefit us the opposite is gonna happen because we do have to pay charges early for the card we hold if we didn't use that card purchase XX amount by the end of the year. Everyone wants to earn money nothing is for free if you have a credit card and you think it's free then you are wrong things are free for you then you are the product. I have seen so many cases of EMI. If you miss only one day then you did girl you did get a call from the company and they will charge you a decent amount of money for that which is not good. The person who takes things in EMI har those who are not able to purchase the thing at once. But if you still didn't manage to pay the EMI monthly on time then things are going to be a little bit hard for you so in my opinion and you can say a suggestion if you purchased something on EMI either it's from my credit card or any other services. Then try to deposit at least the amount of Mi on your account by the end of end of the month or at the start of the month. If you miss the installments that is where they're really earning from you.

![credit-cards-1583534_1280.jpg](https://files.peakd.com/file/peakd-hive/bhattg/23wC3d1TwdfVET48aqfwogtP2HtQULLULtuyfbxKVyt3THbWnNKGPoPvADBvVE3N7pB1c.jpg)

[Img Src](https://pixabay.com/photos/credit-cards-denim-jeans-blue-jeans-1583534/) I purchased one smartphone for my father when I got a job of course I didn't afford that at once so I visited one of my known he suggested I take the phone on EMI. Do they charge me 500 INR extra and insurance of 800 INR? In the beginning but EMI was not that much but it took me almost 12 months to complete that EMI. I didn't skip any MI thanks to my boss you stupid us on time. I used to keep the amount of EMI always in my bank account and due to that my CIBIL score did improve a lot after that I purchase two laptops and 3 smartphones and recently I bought a new laptop for my brother. Now I see that my CIBIL score is good and my limit increased by a distant amount now I can purchase things up to 4 lakh INR. Problem is everywhere and so the solutions are if you have a problem related to money then you can find a job start saving and invest a small amount may be a little but you should start. You can search on the internet for ways to earn even if you don't want to do a job there are so many ways to earn money and **hive** is one of the best platforms I am aware of. There are many more platforms by which you can earn money but don't get trapped in any kind of Ponzi scheme. The Internet is full of that so when you see something you can easily find a video on YouTube or you can look over it before you start something new I am sure you will find something that is gonna help you before you gonna invest your money somewhere. Yes, things are not going to change in a day or maybe not in a week but slowly things will change and you never know what is gonna happen with the things you are doing in the present sometimes something things can make you rich also. So if you do have a job still you should try to hustle around and keep yourself busy with things because there is no surety of jobs at all. So try to be ready for every situation in your life maybe your relatives or your friends gonna help you for a day or for months but no one is going to give you money or gonna help you for their entire life right? So do try to manage your funds if you are a job person if you are a student or you have just or you are not earning then try to explore things on the Internet because it's almost free all over the world and there are so many things you can do even if you don't have any skills I am sure in love you my can develop any kind of skills in which you are interested in. And you just have to look over the internet maybe you will find something that is gonna make you independent over money. Did it feel great when you start earning or when you withdraw your first earning that seems to be exciting right so thanks might be hard at the start because when we do learn things are quite harder but as we do that regularly then at some point we did cat use to it and slowly things get up it is here for everyone. ***see you in the next post, till then keep learning and keep exploring...***

If you are not playing the splinterlands and Golem Overlord games then feel free to join my referral 😁 [My splinterlands referral](https://splinterlands.com?ref=bhattg) [My Golem Overlord referral](https://go.splex.gg/?ref=bhattg) [few posts from my past that might be helpful for you.](https://sites.google.com/view/hivelinkshare/home/hive-links) ![](https://images.ecency.com/DQme1eL9v9d8qiTY2KdjUACLN5oMFzUQZP9Rpf8uvDhAnhH/hive_divider.png) * 10 daily comments ✅ * Ecency Boost ✅ * Help others ✅ wish me luck 😅 Thanks a lot for staying till the end 😃🙏, let me know what you think. *Never forget one thing you should be grateful for because what you have someone has a dream of that. So learn to be grateful. Be Thankful.🙏😀* *Thanks a lot for being here, let me know what you think.* ![iu1.png](https://images.ecency.com/DQmPyP6WqtHh2PCNeiPVn2msLXyUBEEZmtPv4L3RRDYho9F/iu1.png)

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