Debt would be my very last consideration Lady Joan, as I am totally allergic to debt.
As you say they are all scams to enrich the shareholders. True honesty has fallen by the wayside the day that hard profits took over.
4 months into the year and all of our "savings" are depleted. A game of "Don't use us and pay us every month in case you get ill" Then we will not be there for you.
I said to @johannpiber that I will dust my toolbox off and go and look for private jobs.
You bet that I will find a way.
!BEER
!LUV