Seems that conference you attended about finance is for all of us because you just inspired me to take my savings life seriously, avoiding unnecessary spendings.
The rate of unemployment in the world today is too much. I don't want to say the government has failed us but that's it. Imagine 600,000 students graduating every year, how would the government provides jobs for all of them? Anyone putting his/her hope in the government currently is obviously wasting time.
There are so many opportunities flying online, unfortunately many people are not aware of them, graduates and none graduates. Imagine platforms like hive has been existing for about 8 years and some of us just discovered it a few years back.
I must confess, you are doing a very great job by taking this opportunity to the door step of people in Ghana, this will go a long way to alleviate poverty and empower people to thrive on their own