I think there is a big flaw in the issue of personal finance, most have not been educated about it and the current situation with the pandemic has allowed us to see that this is increasingly true. Having a job that seemed "stable " made most people not look for other options and become dependent only on that weekly or biweekly income.
I can understand that starting a business has a high cost, not only economically, at least most traditional businesses, but it requires preparation, some degree of knowledge in some areas that many believe they cannot master. It requires the management of a staff, if this is the case and all that it implies, as well as getting into the legal field with the respective permissions that may be easy to get in some places but not in others.
A wave of situations to solve by which many prefer to stay away from a venture and seek that job security, limited to a salary, but to a large extent we have been educated with the hourly criteria, and many times breaking with that is often difficult for a large part of the population.
But, everything has its pros and cons, many of these people who enjoyed specific hours, and who counted on their salary every certain time, did not take the time to foresee this type of current context, in which jobs have been reduced and many have even disappeared, and they do not have that fifteen and last one, they are very probably in a very complicated situation.
Because it also happens that those same people who have their Secure Salary (or had it) acquire debts counting on that income, and in that way they are spending it before acquiring it, long before having it in their hands. They are not concerned in general to create a savings, or make a good investment in something that could generate a daily income, weekly, biweekly or semiannual, something that somehow could generate a steady income in the future to serve to survive or even to have a good income.
There is a lot to learn, no doubt, but learning and trying to progress in these current world conditions can be much more complex, limiting a little the possibility of progress, if there are more difficult debts everything is done. Of course, I must stress that even so, regardless of the complications we might have, there is always the opportunity to learn, to grow.
But it's never too late*, there's always time to look for a different stability than the one we can get with what I've decided to call the *Stability Job.
Thank you very much for your reading, any opinions about it I would like to read in the comments.
Good and productive start to the week for everyone.
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