A lot of projects is Being built in Hive so as a lot of opportunities it has to offer. Hive is no more just a blogging system but something more and even still involving.
When we limit our mind to Hive being just a blogging system to earn through only author and curation rewards, we miss out on what more it has to offers. I like the fact that you mentioned the HBD Savings as an example.
Right now! I am willingly to explore the possibilities and experience Hive has to offer and not to miss out on the opportunities it brings.