I totally understand if you feel uncomfortable with the DEFI space, no financial advice but cubdefi is worth a risk. They are known faces in our community and have a reputation to keep. You can stake your BTC sell the CUB for BUSD and gradually move into the auto compounding farms, or you just leave it as it is and stake the CUB in the CUB Kingdom :) in this way you keep your BTC and can decide what to do with rewards.
!LUV