I quite agree with you. The day I knew what banks do with our savings and at the end of the day, we aren't given interest but to keep deducting our money, I stopped saving my money in banks. It's been over six months I stopped putting my money in banks but in a digital bank and this is the money I use urgently. I prefer letting my money work for me other than sitting idle somewhere.
Hbd has been helping me since I started saving there. Though, small but it's still good compared to storing my money where it doesn't generate interest for me.