Charging negative interest rates is insolence, and paying 0 interest also... Especially in the situation, we have at the moment...

Completely agree!

And that's one of the reasons why I love decentralization and the blockchain world that are totally different from the centralized world that is more and more oppressive and "expensive" even when you should be getting a reward instead of paying fees.

You are also absolutely right when you say it is time to accumulate.

Otherwise you have great goals and have made great progress.
I also want to become an orca but it will take me much longer than you who are close to your goal.
I wish you to reach your goals sooner than expected.

!CTP
@tipu curate