Yep 👍
The APR is a good deal, but of course some people prefer to keep HP instead of hbd in saving, when we keep in mind that the Hive blockchain is trying to stabilize the HBD to $1 and the Hive price is keep on going only up 🆙
So I see it as one of the reasons why there are not many hbd savings in that case...
Namaste 🙏