When HBD interest rate went to 10% I already thought it was a game-changer. Now at 12% a year, more than ever, Hive positions itself as a safe, stable, reliable, efficient, and very rewarding DeFi platform.

Our social-network side of this blockchain speaks louder than the financial side, but with an APR of 12% it became impossible to ignore! People that want to save money in USD and want to generate a yield from it need to seriously consider Hive.

Other blockchains have issues, the main one being the transaction fees, but those aside also leave the volatility as an issue! The APR on other DeFi platforms may offer 12% APR one year, but then fall down to 2% APR the next day! It is unpredictable. You can get a predictable APR on centralized platforms, but then you would risk trusting a third party with your money.

On Hive you have the best of both worlds:

• A stable a predictable APR
• Decentralized platform
• A USD coin with theoretically illimited liquidity/backing (by HIVE)

The time has come, when DeFi investors literally can not ignore Hive, at least not if they want to get the best relative profits aligned with decentralization.