Hello Everyone,
Welcome to Saturday Savers Club with Susie Saver!
Another beautiful Saturday here in the Middle Lands of England. The garden is doing well - tomatoes growing inches at a time! Wish I'd got some strawberries in this year, lovely to eat them straight from the plant.
Well, it seems we had a few wobbles last week, one or two people went off track (don't worry, they all made it back again). Not surprising as we start to hit the middle run of a year long project, when we're over the excitement of starting and watching our pennies grow but we haven't got to the home run yet.
So, we're going to have another SPI giveaway this week: to be in with a chance to win, leave us a comment with your top tip for getting back on track (or staying on track) when your motivation drops. Maybe you speak to a friend? Remind yourself of your goals? Buy a third-of-the-way treat and get back to the grind next week?
What's your favourite way of maintaining your momentum to keep saving?
Now then - this week's EDS winners!
Every week, you have the chance to win EDS tokens for commenting. Last week we had comments from @gillianpearce @ericburgoyne @bearmol @justclickindiva @missaj @jfang003, @riandeuk and @bashadow.
Okay, everyone who commented last week went into the WheelofNames and the winners are: @bearmol and @bashadow - yay!
- Congratulations!
Thank you for taking part in Saturday Savers Club, everyone!
What's been happening in your world this week? anything exciting or fun? Tell us in the comments - you could win some EDS tokens đ.
More about EDS tokens
EDS tokens are a low-risk income token, ideal for people who want to save. There were only 20,000 originally and they were all sold at 1 Hive each, with guaranteed earnings of 12% each year. You can now acquire EDS tokens through the EDS Miner token.
Earnings come from powering up and leasing out the Hive that came from selling the tokens, plus earnings from posts and comments each week. EDS pays out every Monday evening. Last week the pay out was equivalent to 23%.
Just checked - 700 EDS Miner tokens left.
Back to business ...
We're going to be here every Saturday through the year growing a little savings honey pot, if you have plans for saving or getting to a different place this time next year - maybe $5 Hive by the end of the year đ€?
Whatever it is, stick with Susie Saver through the year and we'll get there. Along the way, we'll share lots of tips and tricks for saving and how to get the knack of making your money work for you and not the other way round.
Let's Get Started
Image by Andy M. from Pixabay Forgot to change the chicken caption this week đ
We're using the 365 Penny A Day Challenge framework for the Saturday Savers Club. We're aiming to save ÂŁ667 worth of pennies by the end of the year.
Penny a Day Tracker Sheet
Right click on the image, save it to your computer and then print it out.
Okay, let's check in ...
1. Check Progress
Each week, we're going to check in through this post and see where we are up to. Our target for today, 5th June, was 10.71p. Next week, we'll be saving 11.20p and by Saturday we'll have saved 133.2p!
Each week, I'll be buying Hive for @susie-saver's account with the pennies we've saved.
Here's this week's results - 10.71p buys 26.31 Hive.
Over 300 Hive saved in 23 weeks (217 Hive powered up, the remainder invested in EDS and EDSM)! Plus we're earning 3.22% inflation on powered up Hive, 23% on EDS tokens and a little on curating!
@susie-saver has powered this week's savings; she's also been voting following a curation trail, bringing her account to nearly 217HP. She's aiming for 530HP and is 41% of the way there. What's your goal?
How much did you save this week? Did you meet your target? Or did you save even more?
Being accountable to another person or a group is a great way to motivate yourself to save (or anything you want to achieve). Of course, you need the right kind of people around you - ones that think what you're trying to do is worth doing ... or at least fun đ.
Sign up here with us to start your savings journey:
- just leave a comment below if you want to join the challenge.
- follow @eddie-earner so you never miss a post (Eddie has lots of ideas about how to make money - he's the earner, I'm the saver - you'll like his posts).
- share this post if you think your followers might be interested.
2. The Golden Pig Tip
Image by 3D Animation Production Company from Pixabay
Every week, we're going to share a Golden Pig Tip for saving. By the time you've tried them all you'll have ÂŁ670 saved.
This Week's Golden Pig Tip
Here's this week's Golden Pig Tip:
Set a budget for your food spending, especially if you are going into a supermarket. Plan your spending before you go and write a list. Calculate the cost of your list and only have enough cash on you to cover the items on your list. Another way to do it is to have a debit card only for your household shopping - only transfer the amount in your budget to your debit card.
And today is always a good day to start saving - you can start on Day 1 or make up the first twenty-two weeks to catch up with @susie-saver. Or join our 100 day savings backwards challenge.
That's it for this week. Hope you've enjoyed it and look forward to seeing you next Saturday with progress so far and our next Golden Pig tip.
Today's post by @shanibeer writing as @susie-saver.
EDS, @eddie-earner's income token, is part of the SPinvest family including SPI (@spinvest), LBI (@lbi-token) and the @spinvest-leo account - a cool club in the making. Spinvest Family Motto: Get Rich Slowly.