Nice update 👍
I thought there was a hint when it's updated to 20% because it's ever below 20% as far as I remember. But, I doubt my brain. 🤣
Where can I spend HBD?
Use HBD to safely store the value of USD with no counterparty risk such as banks or collateralized stablecoin options, then swap them to other coins/withdraw them back to fiat in order to spend.
^This is the most possible answer that's good enough for HBD. Talk like... crypto bank? Where you can withdraw your money through HIVE whenever you want 🤔