It certainly makes more sense typically to take loans from other places for the long term. In the United States a lot of times you can do 0% interest credit cards for 12 or 18 months and you can do credit card convenience checks with those.
At some point we are leveraged out far enough we can't get those and we are the wretched and the forgotten so we have to do the crypto loan option! Lol
I was even looking at taking a USDC loan on Venus to make some additional moves in the short term.